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  • Best Debt Consolidation Loans of June 2025
    Does the lender’s loan amounts and terms match your debt? Personal loans for debt consolidation come in a wide range of loan amounts ($1,000 to $50,000) and repayment terms (two to seven years
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    What Is Debt Consolidation? Debt consolidation is a prudent financial strategy for consumers struggling with credit card debt Consolidation merges multiple bills into a single debt that is paid off monthly through a debt management plan or consolidation loan
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    Qualifying for a debt consolidation loan is the same as it is for most other kinds of personal loans Generally, lenders require a credit score in the mid-600s, although some will accept borrowers
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    Key takeaways The average three-year personal loan rate is 13 88% APR, but with good or excellent credit, you could qualify for a lower rate from various debt consolidation companies





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