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  • Wayfair now has preapproval for store card? - myFICO® Forums
    I've been thinking about a Wayfair account so when I saw the pre-approval I was interested Followed the link and the application does indicate it 'will not impact score' But what they don't tell you is that if you're not approved they send you to their partnering company, Fortiva Credit (never heard of them) for a potential Line of Credit and
  • wayfair credit card. . any thoughts on score needed or CB used
    Wayfair is a Comenity card, how do your scores look? Comenity seems to approve most often in the mid-600s and up Sometimes lower, sometimes higher (actual credit cards as opposed to store cards require higher scores) The Wayfair card is a store credit card so it should be easier to get If you want to check for preapproval, look up the SCT here
  • Genesis credit and Wayfair - How do I use this?! - myFICO® Forums
    When I was checking out at Wayfair a few nights ago, I decided to just give the SP a shot and see if I would be approved for anything I was, Genesis Credit for 2500 00 I ended up not completeing my purchase because I got gun shy on the couch I chose, and took a cooling off period I went back to c
  • Back in with citi , wayfair mastercard approved - myFICO® Forums
    Back in with citi finally, wayfair mastercard approved, 3500 sl Low limit ,but I'm grateful they let me back in I burned them 2014 for around 7000 I did not file bankruptcy They pulled equifax only Score 811 at time of app Lost 4 points to 807
  • CITI Wayfair Card + 4k CLI - myFICO® Forums - 6705642
    This was interesting Did the online CLI request and they made me call in Connected at midnight to a USA Rep who manually reviewed my request and asked why I needed it Told them I was buying a new house and planned on furnishing it Then they asked how I planned to do payments and I told him all m
  • Wayfair shopping cart trick, not sure what to do!
    Re: Wayfair shopping cart trick, not sure what to do! Mine was a SP about 4 months ago and a starting CL of $2k- now I'm at $6 2k Their card grows quickly if you keep pushing the LUV button every month after a statement cuts
  • How reliable is Wayfair pre-approval - myFICO® Forums
    I went to Wayfair and used the SCT and at the check out it said I am pre-approved for Wayfair credit card I did not pull the trigger How reliable is their pre-approval I know pre-approval does not mean a guaranteed approval but I am curious what are the chances of approval and does being a custom
  • Wayfair Alternative Financing (Genesis FS Card Services)
    Can be used at Wayfair and any of its affiliates They do not offer you a physical card, they take the account information from you at checkout I now have another line of credit that I didn't particularly want (I do shop at Wayfair frequently), but it has helped to decrease my utilisation, unfortunately, it has also lowered the average age of my
  • Citi Wayfair CLI - myFICO® Forums - 6267469
    Well shoot, this is not what I expected I opened a new Citi Wayfair CC around 11 20 for $3K My original card closed under Comenity Bank like everyone else (never used it ) I decided to try the CLI button thinking it would be a soft pull NOPE I was instantly approved $9K After doing so, I rush
  • Wayfair SCT = HARD Equifax pull!!! - myFICO® Forums - 5321173
    Couldn't get the Boscovs SCT to work for me for the past few months (tried incognito, cleared cache cookies, used MS Edge, Chrome, Opera, Firefox, Safari no luck), so I tried Wayfair Pre-approval pop-up + last 4 of SSN Instant approval for $6 5k BUT it was a hard pull I called the 3 CRAs and Equifax confirmed there was a hard inquiry





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