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  • Eligibility Questions – NACA Blog and Forums
    Naca accepts everyone without exception as long as they have purchased less than 2 houses directly through the naca program The question is whether the program guidelines are suitable for you Employment needs to be 24 consecutive months in the same industry and gaps cannot be more than 30 days without a legitimate excuse
  • VERY disappointing NACA experience – NACA Blog and Forums
    Hello everyone This really is a vent session, and it’s not something I particularly want to do For many years, I have been one of the strongest advocates of the NACA program After my recent experience, I can no longer stand behind the program, unfortunately
  • MRF Question – NACA Blog and Forums
    Naca requires no down payment In every case from every bank for every program regardless of naca or not your emd is a percentage of the down payment and at closing the emd is subtracted from what you owe So if you are putting 10% down and you have a 3% emd then you owe 7% at closing
  • Benefits of using a NACA realtor vs outside realtor?
    Are there any benefits of using an in office NACA realtor vs your own private realtor? I volunteered the other day and one of the speakers mentioned using an in-house NACA realtor vs a private realtor
  • Priority Areas – NACA Blog and Forums
    Well, they are a non-priority member This means they can use the NACA purchase program, but only in a priority area This is where it gets tricky Now you have to look at the Census tract info for the area that you want to purchase in; again using a website that is specified in the NACA Purchase Workbook (page 24 under Non-Priority Member)
  • HOT-PHA – NACA Blog and Forums
    HOT-PHA is a program with incredible potential to create personal wealth through homeownership that can lift people out of poverty and create a better life for future generations while getting people off the Section 8 rolls and freeing up benefits for others who are in need of help NACA will eagerly work with any local housing authority that is willing to implement this federally funded
  • Deleting NACA webfile? – NACA Blog and Forums
    Home › Forums › Purchase Program ›Deleting NACA webfile? This topic has 4 replies, 5 voices, and was last updated 9 years ago by rideswithchrist
  • Maximum income limit – NACA Blog and Forums
    Secondly, it also prevents upper-income individuals from using the NACA program as nothing more than a means of getting a cheap mortgage on a McMansion
  • Attorney Fees and Other Closing Costs – NACA Blog and Forums
    We emailed the regional manager to no response We, like most people going through the labor and pain that is the NACA program, are working with a very very tight budget and certainly were not anticipating attorney fees, especially because NACA’S website and all currently available materials advertise $0 closing costs
  • Debt to income ratio – NACA Blog and Forums
    Finally, NACA is a program intended for equalizing and stabilizing neighborhoods It is not for investment purposes Do not be naive and try to milk it out for selfish reasons that are not aligned with NACA’s purpose, as it may cost you dearly monetarily and for future borrowing from anywhere Communication is the key Talk to NACA at every step and they are more than willing to help you If





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