英文字典中文字典


英文字典中文字典51ZiDian.com



中文字典辞典   英文字典 a   b   c   d   e   f   g   h   i   j   k   l   m   n   o   p   q   r   s   t   u   v   w   x   y   z       







请输入英文单字,中文词皆可:


请选择你想看的字典辞典:
单词字典翻译
Washermen查看 Washermen 在百度字典中的解释百度英翻中〔查看〕
Washermen查看 Washermen 在Google字典中的解释Google英翻中〔查看〕
Washermen查看 Washermen 在Yahoo字典中的解释Yahoo英翻中〔查看〕





安装中文字典英文字典查询工具!


中文字典英文字典工具:
选择颜色:
输入中英文单字

































































英文字典中文字典相关资料:


  • How Do You Determine Loan Prices? Loan-Pricing Models Are Key
    Incorporating risk-based pricing into their models enables banks to align loan prices with expected risk, charging higher interest rates for higher-risk loans and lower interest rates for lower-risk loans This helps a bank attract and retain customers with the highest credit quality For questions, please contact Paul Atkinson
  • Risk- Based Pricing Technique. Ever wondered why you applied for a . . .
    The interest rate offered is a determinant of the credit worthiness of the client, i e a high risk applicant will have a higher interest rate on loan request compared to a low risk credit
  • Risk-based pricing after IFRS9 - Financial Services
    The ‘right hand’ may know that the average loan within a credit portfolio front book has a certain chance of ‘significant increase in credit risk’ that would classify it as Stage 2 under IFRS9 That, in turn, would mean recognising a lifetime expected loss on the balance sheet against the loan and holding capital to absorb such a loss
  • Smarter Bank Pricing to Balance Profits and Risk - Bain Company
    Smarter Bank Pricing to Balance Profi ts and Risk The onus is on bank executives to get pricing right in order to remain competitive and improve perfor-mance Why pricing matters In this environment, the onus is on bank executives to get pricing right in order to remain competitive and improve per-formance, along fi ve dimensions
  • Risk-based loan pricing consequences for credit unions
    Risk-based pricing, in which interest rate offers vary according to individual borrower risk levels, has been increasingly used to price credit union loans in the United States The key question examined in this research, given credit union not-for-profit objectives, is whether this pricing strategy increases the availability of loans, particularly for high-risk borrowers
  • Loan Pricing I Finance Course I CFI - Corporate Finance Institute
    Recommend pricing structures based on risk rating and loan type Who should take this course? This Loan Pricing course is designed for current and aspiring Commercial Banking and lending professionals, including Relationship Managers, Credit Analysts, and Risk Management professionals seeking a more comprehensive understanding of loan pricing
  • Optimizing Prices for Consumer Credit - Columbia Business School
    risk-based pricing and some extensions Phillips and Raffard (2011) consider pricing in a model in which low-risk customers are more price-sensitive than high-risk customers Sundarajan et al (2011) consider pricing in the context of determining the optimal product offering for customers at a retail bank
  • CBK’s Consultative Paper on Risk-Based Credit Pricing Model
    The Central Bank of Kenya (CBK) has published a consultative paper on review of the Risk-Based Credit Pricing Model for review and comments by banks, mortgage finance company and the public by May 2, 2025
  • “Bank loans pricing and Basel II: a multi-period risk-adjusted . . .
    risk-sensitive pricing decisions In the end, since the regulatory capital requirement affects bank loan pricing, IRB credit institutions would be able to better quantify and transfer both the expected and the unexpected losses This paper detects the bank loan pricing mechanism under the IRB framework, showing
  • Risk-Based Loan Pricing: Portfolio Optimization Approach . . . - ResearchGate
    Request PDF | Risk-Based Loan Pricing: Portfolio Optimization Approach with Marginal Risk Contribution | We consider a lender (bank) that determines the optimal loan price (interest rate) to offer
  • WHITE PAPER AI-Driven Commercial Loan Pricing - Boston Consulting Group
    Commercial Loan Pricing Strategies Fall Short Currently, most bank RMs set prices by leveraging pricing grids that typically differentiate price by type of loan (e g , revolver, term), maturity, and the underlying credit-risk profile (ideally including risk-based profitability measures such as the Risk-Adjusted Return on Capital)
  • RISK-BASED LOAN PRICING - lumb mahat
    We would like to show you a description here but the site won’t allow us
  • McKinsey Corporate Banking Price to Win
    wins, (2) Deposit list prices , (3) Risk-based loan pricing , (4) Fee-business pricing , (5) Relationship-based pricing , (6) Pricing governance , (7) Systems and data Pricing transformation affects every corner of a banking organization, from asset and liability management to customer relationship management to IT
  • Risk-based pricing of interest rates for consumer loans
    As a result even credit unions began using risk-based pricing at this time as low-risk members complained that they were able to get lower rates at conventional banks 2 The technology of risk-based pricing made its way from mortgage loans into other loan types, such as second mortgages, automobile loans and credit card loans For example





中文字典-英文字典  2005-2009