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  • Platform - are they a good lender? - MoneySavingExpert Forum
    We got our mortgage through Platform earlier this year My only complaint would be that they are pretty slow to make decisions, as in weeks as opposed to days but that's not uncommon We also had fairly unique circumstances (both my husband and I are full time students) but they offered us a pretty decent rate and we have no complaints since
  • Platform Mortgage Online Account - MoneySavingExpert Forum
    Platform Mortgage Online Account Barny1979 Posts: 7,921 Forumite 27 December 2021 at 2:53PM in Mortgages
  • Platform overpayment - MoneySavingExpert Forum
    My understanding through speaking to someone in the Platform team (called Mortgage Operations) is: - a lump sum payment can take a few days to be applied to the mortgage account - by default the overpayment will keep the term the same and thus reduce the mortgage monthly payment required - however, you can keep the monthly payment above this newer, reduced monthly amount and ask to stick to
  • Platform Mortgage - MoneySavingExpert Forum
    Platform Mortgage Joey1998 Posts: 35 Forumite 15 July 2020 at 7:49PM in Mortgages endowments Hi Has
  • Platform Mortgage - Page 46 — MoneySavingExpert Forum
    We spoke to our mortgage advisor who then spoke to her contact at Platform and basically they’re not budging on the 10-12 week lead time to offer for existing customers, then it’s another 2 weeks to receive the offer Long story short, we’re now paying the early redemption fee and going elsewhere because the timeline is beyond ridiculous
  • Platform Mortgage - Page 62 — MoneySavingExpert Forum
    Platform received our formal application on the 14th of November It took over a month of phone calls to get to the stage of submitting our formal application We have sold our house and must vacate by the 29th of January, in hindsight we shouldn’t of concluded the sale prior to getting our mortgage offer but we were at risk of losing our buyers
  • Platform Mortgage - Page 58 — MoneySavingExpert Forum
    The timeline is a little confusing but I believe the application was submitted 06 11 and we received the mortgage offer two weeks later Wow still quick my buyers applied 27 10 and still waiting they were asked for a gifted deposit form just before xmas
  • Platform Mortgage - Page 40 — MoneySavingExpert Forum
    My timeline so far is 7 9 - Application accepted 9 9 - Documentation sent across 20 9 - Valuation completed 12 10 - Queries from Platform 14 10 - broker finally sent across answers to queries 16 10 - escalated with Platform and should have an answer relating to queries in 5 working days I'm so grateful I read this thread to contact Platform
  • Platform Mortgage - Page 73 — MoneySavingExpert Forum
    Bank of England cuts base rate to 4 25% – here's what it means for your mortgage and savings The base rate has been cut to 4 25% from 4 5% by the Bank of England This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates
  • Platform Mortgage - Page 45 — MoneySavingExpert Forum
    Context: we are buying through the equity of our sale of our house sale on a completely new mortgage so not porting We submitted our application via our MA on Friday Friday 20th at around 5pm and by Monday morning at 10am our MA responded with this: ‘ Platform are quicker then expected and have already assessed your documents application





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