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  • Merrick Bank - Carson Smithfield Called Today - myFICO® Forums
    I have an old chargeoff from Merrick Bank There collection is being handled by a company called Carson Smithfield They are advising that I owe them $1307 00 However, they will settle with me for $326 00 I have not heard from them in a couple of years Per my credit report, this chargeoff is due to fall off 03 2020
  • *UPDATE - 70 Pt Bump! Merrick Bank FBCS - myFICO® Forums
    Carson Smithfield has been Merrick's in house CA My CO with Merrick was reporting monthly a balance of $2100 on a $1700 CL for a utilization of 125% I received emails from Carson Smithfield, but no CA was ever reported Just the original CO with Merrick I went to Carson's website, csfsolutions com, and navigated to the payment options page
  • Merrick Bank- Statue of Limitations - myFICO® Forums - 6479139
    When I called them there in house collection team, Carson Smithfield, told me that that they can not talk to my account expiring Which I found out I have reach NC 3 year statue of limitation Nevertheless, I can make a full payment ($3600) but they can not talk to me about a settlement offer, but I can send a letter to there correspondence dept
  • MERRICK BANK and CARSON SMITHFIELD - myFICO® Forums - 6521655
    I'll been paying Carson Smithfield for my Merrick account for over a year and I am close to getting it paid to what we negotiated My problem is I sent them a letter to verify the amount and ask for a PFD, and said that I would pay off the balance if they did a PFD They totally ignored my letter and said that I owe the full amount
  • Thorn in my side. . . OpenSky Carson Smithfield - myFICO® Forums
    OpenSky Carson Smithfield Thank you @FireMedic1 again for your expertise Much appreciated! 😄 The only thing that boggles my mind is the whole credit limit and available balance when it is closed and showing utilization 🤯 I have no access to the account as it's been closed since Nov 2020 🧐
  • Im trying to pay off Merrick Bank. . . . . - myFICO® Forums
    Carson Smithfield is the inhouse collection agency that is handling the account I agreed to a settlement number and asked for a proof of settlement letter I asked if they could send it by email and they said they couldn't It would have to be by fax After payment, I could recieve a letter confirming the transaction BY EMAIL
  • Carson Smithfield - myFICO® Forums - 6003556
    Just wondering if anyone has had success, or knows if, Carson Smithfield is willing to PFD I had a Merrick Bank account that was charged off, and it looks like Carson Smithfield is being used to collect the debt Thanks in advance
  • 70 Pt Bump! Merrick Bank FBCS - Page 2 - myFICO® Forums
    I had a charged off account with Merrick Bank and Carson Smithfield was collecting on Metrick's behalf According to the rep I spoke with at Carson Smithfield, they don't report as a collection account on your report and will notify Merrick within 48 hours of payment that you're "settled in full" or "paid in full" at which point Merrick will update to $0
  • Merrick Chargeoff and Portfolio Recovery Collection
    1 - I have a chargeoff from Merrick Bank, no CA reporting I have gotten mail from Carson Smithfield for offers of 40% settlement last year The DOFD March 2018 Looks like they are reporting a CO every month What is the best course of action? Call Merrick for PFD? Take the settlement and be done with it? 2
  • Carson Smithfield - Page 2 - myFICO® Forums - 6003556
    Just wondering if anyone has had success, or knows if, Carson Smithfield is willing to PFD I had a Merrick Bank account that was charged off, and it looks like Carson Smithfield is being used to collect the debt Thanks in advance





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