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  • Study and training loan repayment thresholds and rates
    Table 2: 2024–25 repayment income thresholds and rates; Repayment income (RI) thresholds Repayment rate (% of repayment income) Below $54,435 Nil $54,435–$62,850 1 0% $62,851–$66,620 We acknowledge the Traditional Owners and Custodians of Country throughout Australia and their continuing connection to land, waters and community
  • Loan repayments - Study Assist, Australian Government
    In the 2024-25 income year the threshold is $54,435 Your annual compulsory repayment amount is worked out by the ATO when you lodge your tax return When you get a job or change jobs, you need to tell your employer you have a HELP debt so they can withhold amounts from your regular pay to go towards your compulsory repayment
  • HECS-HELP Debt - ATO Tax Calculator
    The compulsory HECS repayment threshold for the 2024-2025 income year is $54,435 June 1, 2025: Indexation rate for this year is 3 2% The minimum repayment threshold will also increase from $54,435 in 2024-25 to $67,000 in 2025-26 Our tax calculator has been updated with the new minimum repayment threshold and rates To see this
  • Making HELP and student loan repayments fairer
    The Government is making the HELP and student loan repayment system even fairer by changing the repayment system and increasing the amount people can earn before they are required to start repaying their loan The minimum repayment threshold will change from $54,435 in 2024-25 to $67,000 in 2025-26
  • 2024-2025 HELP HECS debt repayment rates and income thresholds
    The income thresholds for various education debts, such as HELP HECS, are inflation-adjusted each financial year Here’s the 2024-2025 repayment income thresholds and rates: Repayment income (RI) thresholds Repayment rate (% of repayment income) Below $54,435 Nil $54,435-$62,850 1 0% $62,851-$66,620 2 0% $66,621-$70,618 2 5% $70,619-$74,855 3 0% $74,856-$79,346 3 5% $79,347-$84,107 4 0%
  • HECS-HELP Repayment Indexation Rates All Years To 2025 - atotaxrates. info
    Repayment Rates and Thresholds 2024-25 HELP repayment rates and thresholds from 1 July 2024 for 2024-25 (from 1 January 2016) to HELP loans for New Zealand citizens (Special Category Visa holders) who first entered Australia make HECS payments based on their income in the 2016-17 and following tax years if they earn above the HELP TLS
  • Study and training loans – whats new - Australian Taxation Office
    The minimum repayment threshold will change from $54,435 in 2024–25 to $67,000 in 2025–26 Compulsory repayments will only be calculated on the income above the new $67,000 threshold instead of the total annual income For more information, see Making HELP and student loan repayments fairer External Link on the Department of Education website
  • Changes to HECS-HELP Repayments – what it means for young professionals . . .
    Increased Repayment Threshold: The minimum income threshold for compulsory HECS repayments will rise from $54,435 in 2024–25 to $67,000 in 2025–26; Marginal Repayment System: Repayments will be calculated only on the income above the new $67,000 threshold, rather than the total annual income
  • FAQs - Making students repayments fairer - Department of Education . . .
    The minimum repayment threshold will change from $54,435 in 2024-25 to $67,000 in 2025-26 That means if you earn below $67,000 you will not be required to make an annual compulsory repayment If you earn above $67,000 your repayments will be calculated only against the portion of your income above $67,000
  • Notification of the repayment incomes and repayment rates for the . . .
    Notification of the repayment incomes and repayment rates for the Higher Education Loan Program (HELP) for the 2024-2025 income year (HELP) for the 2024-2025 income year This item is authorised by the following title: Higher Education Support Act 2003 We acknowledge the traditional owners and custodians of country throughout Australia
  • HELP HECS Debt Relief and Repayment Reforms | ATO Tax Calculator
    Increased Minimum Repayment Threshold The minimum repayment threshold will increase from $54,435 in 2024-25 to $67,000 in 2025-26 New Repayment Calculation Method Under the reformed system, HELP repayments will be calculated only on income above the $67,000 threshold, rather than being based on total annual income
  • What Is HECS-HELP? Repayments Eligibility - H R Block
    For the 2024-25 financial year, this threshold is $54,435, and for 2025-26, the proposed threshold is $67,000 In addition to the increase in the repayment threshold, under the proposed changes to the repayment system, from the 2026 year compulsory repayments will only be calculated on the income above the threshold





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